Why Get Pre-Qualified? 

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

4. Many people are unaware of national, regional and local down-payment assistance programs available for First Time Buyers and more.

 

Be sure to ask me about the following programs to help assist you with purchasing your next home:

United States Department of Agriculture Rural Development (USDA) 100% Guarantee Loans

Federal Housing Administration (FHA) Loans

Veterans Administration (VA) Loans

 

My partnered Mortgage Specialists are here to guide and assist you with making the right choice that will fit your needs!


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